Business Owners
Stop guessing where your money is going. Always-on books, real-time profit, and tax readiness without lifting a finger.
Ready in 7 days
LuxPilot AI—Powered by the Finova Engine
The financial command center your business has been waiting for.
Automated bookkeeping, SmartFile tax preparation, real-time insights, and AI-powered financial clarity — built into one premium system.
- Read-only bank connection
- No fund movement
- CPA-ready exports
- Built for owners & professionals
luxpilot.ai / live
Finova Engine • online
Net cash position
$1.284M
+12.4% vs last period
Burn rate
$84.2K /mo
−6.1% vs last period
Cash flow · 30d+18.2%
Live transactionsauto-categorized
- ST+$24,840.00
Stripe Payouts
Revenue
- AW−$1,284.50
AWS Infrastructure
Software
- WI+$48,000.00
Wire — Helio Labs
Revenue
- PA−$62,140.00
Payroll Run
People
- OF−$4,200.00
Office — Soho
Operations
Trusted by founders, operators & finance teams
NORTHWINDAURORA & CO.MERIDIANVANTAGE 8HELIO LABSOBSIDIANSOLACEVIRIDIANNORTHWINDAURORA & CO.MERIDIANVANTAGE 8HELIO LABSOBSIDIANSOLACEVIRIDIAN
Built for serious operators
Built for the people who
cannot afford messy books.
From solo founders to multi-entity portfolios, LuxPilot adapts to how you actually run money — with the same discipline a top-tier firm would bring.
Bookkeepers
Cut review time per client in half. LuxPilot does the categorization, reconciliation, and clean-up — you handle judgment calls.
Ready in 7 days
CPAs & Tax Pros
Receive client books that are already SmartFile-ready. Forms, schedules, and audit trails packaged the way you want them.
Ready in 7 days
Tax Preparers
Onboard clients in minutes, not weeks. Year-round tax tracking turns Q1 chaos into a calm, recurring engagement.
Ready in 7 days
Real Estate Investors
Per-property P&L, depreciation tracking, and clean schedules across LLCs — built for portfolios, not just side hustles.
Ready in 7 days
Service Businesses
Agencies, consultants, and contractors get clean revenue cohorts, owner draws, and quarterly tax estimates that actually match reality.
Ready in 7 days
Why this existsMost businesses guess their finances.
Most businesses guess their finances.
You don't have to.
LuxPilot AI removes the noise, the back-and-forth, and the uncertainty— replacing it with a system that works continuously in the background.
99.4%
categorization accuracy
24/7
always-on reconciliation
<60s
report generation
The core system
Three movements,
one continuous engine.
/01
Automation
It runs on its own.
Bank feeds, receipts, and invoices flow into the engine. Categorization, reconciliation, and ledger close happen continuously—no spreadsheets, no chasing.
Stripe
SYNCEDPlaid · Chase
SYNCEDRamp
SYNCEDQuickBooks Sync
SYNCEDGusto Payroll
SYNCED/02
Intelligence
Patterns become foresight.
Finova surfaces anomalies, margin shifts, and cash-runway scenarios before they hit. The system explains what changed—and what to do next.
Pattern detected
Software spend up 31% across 4 vendors. Estimated annual impact: $48,200.
Forecast
Cash runway extends to 19 months if Q3 revenue holds.
/03
Control
You stay at the helm.
A unified dashboard for cash, P&L, taxes, and operations. Approve, override, or escalate with a single keystroke.
Operating dashboard
$1.284M +12.4%
1D1W1M1Y
Signature feature
SmartFile
Mode.
Your tax documents—prepared, organized, and ready when you are. One mode. Zero scramble.
01
Upload
Drop docs or sync your inbox.
02
Analyze
Finova reads, classifies, and reconciles.
03
Prepare
Forms, schedules, and worksheets compiled.
04
Download
Filing-ready package, audit-trail included.
Filing package · 2025READY
- Form 1120-SReviewed
- Schedule K-1 (×3)Generated
- Depreciation worksheetReconciled
- State filings (CA, NY)Prepared
- Substantiation bundleLinked
Audit trail
3,184 entries
Every classification logged with source, timestamp, and confidence.
SOC 2256-BIT TLSIRS e-FILE
Included
File yourself
Download the full prepared package and submit on your own.
Included
Send to your CPA
One-click handoff with structured workpapers and notes.
Upgrade
Assisted review
Have a licensed professional verify and file on your behalf.
Choose your mode
One engine.
Three ways to use it.
Pick the surface area you need today. Upgrade to the full system anytime without re-entering a single transaction.
Always-on ledger01
Bookkeeping Only
Included from Starter
Continuous categorization, reconciliation, and a books-always-clean workflow.
- Auto-categorization
- Bank-grade reconciliation
- Monthly close & reports
- Owner dashboard
Most Popular
Bookkeeping + Tax + Intelligence02
Full Financial System
Best paired with Growth or Pro
The complete LuxPilot experience. Books, SmartFile, live insights, and voice — one system.
- Everything in Bookkeeping
- SmartFile tax preparation
- Live intelligence & alerts
- Voice assistant
- Priority CPA handoff
SmartFile package03
Tax Prep Only
Available across all tiers
We assemble your filing package from your existing books — clean, complete, ready to file.
- Forms & schedules
- Document collection
- Self-file or CPA handoff
- Audit trail included
The console
Every number,
at a glance.
A futuristic, dark-themed cockpit for your finances. Cash, P&L, taxes, and operations—unified in one elegant surface.
- Live cash & runway charts
- Anomaly & pattern alerts
- Multi-entity consolidation
- Drill-through to source documents
L
Operating Console
FY 2025 · Q3
Net cash
$1.284M
+12.4%
Revenue MTD
$284.1K
+8.2%
Burn
$84.2K
−6.1%
Cash position
Trailing 90d
1W1M3M1YALL
Top categories
Software72%
Payroll88%
Marketing44%
Operations30%
Alerts
- Anomaly: AWS billing spike
- Forecast: runway +1.3 mo
- Reconciled: 184 entries
Security & control
Trusted with the numbers that matter.
LuxPilot was designed by operators who treat client money as sacred. Read-only by default, audit-ready by design, and locked down at every layer.
SOC 2-aligned controls
Encryption · access logs · least-privilege defaults
Read-only bank connections
We can see transactions. We cannot move them. Ever.
No fund movement
LuxPilot has zero authority to send, transfer, or withdraw money.
Secure file handling
Documents are encrypted in transit and at rest with audited access logs.
Audit trails
Every entry, edit, and approval is recorded with user, timestamp, and reason.
Approval checkpoints
Material entries pause for your sign-off — nothing closes without you.
Role-based access
Owner, bookkeeper, CPA, viewer. Granular permissions, instant revocation.
Filing options
Prepare once.
File anywhere.
Your books are reconciled, categorized, and SmartFile-ready year-round. When it's time to file, you choose the path.
Self-serve01
File It Yourself
Export a SmartFile package and use TurboTax, FreeTaxUSA, or any tax software you prefer.
- Forms & schedules
- Year-end PDF binder
- One-click export
Professional02
Send to CPA
Share a CPA-ready package with your accountant. Clean, structured, and pre-reviewed.
- CPA portal share
- Audit trail included
- Q&A annotations
Fastest path
Fastest path03
File with LuxPilot
Use partner-powered e-file. Sign, submit, and track refund status — all inside LuxPilot.
- Partner-powered e-file
- IRS status tracking
- Additional fee applies
Pricing
Premium-grade,
priced for any operator.
Choose the tier that fits your operation. Upgrade anytime as you grow — no re-onboarding, no data migration.
30-Day Guarantee
Risk-free first 30 days. If LuxPilot AI doesn't save you more time and money than it costs, we'll refund you.No questions asked.
Powered by Cosby AI Solutions
FAQ
Questions, answered.
Voice assistant
A financial assistant that speaks your language.
Ask, listen, decide. The Finova voice layer explains reports, answers questions, and guides SmartFile Mode—in plain English, on demand.
- Explains reports in plain language
- Answers questions about your books
- Guides you through SmartFile Mode
- Keeps a written audit trail of every reply
How did Q2 actually finish?
Q2 closed at $874K revenue, up 14% QoQ. Margin expanded to 62%. Two anomalies flagged—want me to walk through them?
Yes, and start my SmartFile package.
Starting SmartFile for FY2025. I'll need approval on three depreciation entries. Sending them now.
Partner ecosystem
Turn financial automation into a revenue channel.
Partner with LuxPilot AI to serve more clients without more manual work, unlock recurring commissions, or resell the entire platform under your brand.
Explore Partner OptionsRecurring revenue
CPA Partner Program
Receive client books that are already SmartFile-ready. Earn revenue share for every client you onboard.
Application required
Pays monthly
Affiliate Program
Refer business owners and earn ongoing commissions. Built for finance creators, agencies, and consultants.
Application required
Top tier
Influencer Program
Custom landing pages, branded discount codes, and elevated payouts for finance & business educators.
Application required
Bespoke
White-Label SaaS Resale
Resell LuxPilot under your own brand. Your colors, your domain, our engine — full ecosystem revenue.
Application required
Run your finances like an enterprise—without the overhead.
Onboarding · 7 days · setup fee applies
Coming Soon
Tax Filing — Built Right Into LuxPilot — Coming Soon 🔜
One-click federal & state filing, powered by the same AI that runs your books. Join the early-access list to be the first inside.